Is college worth it… for you?
Get a clear financial read on the cost, the debt, the break-even year, and the lifetime earnings behind the school, major, & career path you're considering.
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See your plan's score, and exactly why
Every plan gets one clear 0–100 score, broken down across the Five Pillars of College ROI. Here's an example for a sample student.
A workable plan with real risks. Small changes could move it into Solid territory.
Student Loans
High ImpactBorrowing runs high next to expected starting pay.
CautionFinancial Fit
High ImpactSavings and grants cover part of the price, loans fill the rest.
Room for ImprovementBreak-Even
Medium ImpactThe degree pays for itself in a reasonable stretch of years.
SolidEarnings Potential
Medium ImpactA healthy lifetime earnings edge over the no-degree path.
SolidPost-Grad Outlook
Medium ImpactRent in the target city takes a big bite of year-one pay.
Room for Improvement
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The truth about college ROI
The value of a degree is murky, and the answers you usually get don't speak to your specific plan.
The $1M myth
Generic claims like "a college grad earns $1M more" are averages. They don't reflect your specific school, your major, your debt, or the career you're actually walking into.
The incentive gap
Colleges have a disincentive to bring clarity to this decision: it will sometimes mean turning some students away. Their incentives are enrollment, not your return.
Advice gap
The financial advice industry just isn't focused on providing college funding guidance at an affordable cost. That's not how the business works: most advisors are paid through assets-under-management fees and product sales, neither of which fits a one-time, high-value question like whether your college plan pays off.
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Value of College is coming in January 2027.
Be the first to know when Value of College goes live. No spam, ever.